/* RidgeBorrow - "Long Ridge". Deep forest green, amber dawn, terraced structure. Light canvas; dark only for bands. */
:root{
  --bg:#F4F5F1;--card:#FFFFFF;--ink:#111A12;--text:#232E25;--muted:#4C564B;
  --accent:#D08A2C;--accent-deep:#8A5410;--accent-tint:#E7EDE4;--line:#E0E2DA;
  --primary:#1E4A2E;--primary-dark:#143420;--tint1:#DCE6DB;--tint2:#C2D4C0;--tint3:#AEC6AC;
  --rule:#C7D5C5;--foot-bg:#111A12;--foot-text:#CFDACD;--foot-link:#E3A251;--foot-dim:#B4C3B2;
  --fd:"Kameron",Georgia,serif;--fb:"Alegreya Sans",system-ui,sans-serif;--r:10px;--wrap:1120px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:auto;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--text);font-family:var(--fb);font-size:17px;line-height:1.6;overflow-x:hidden}
img,svg{max-width:100%;height:auto;display:block}
a{color:var(--accent-deep)}
h1,h2,h3{font-family:var(--fd);color:var(--ink);line-height:1.18;margin:0;font-weight:700}
p,ul,ol{margin:0}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px;top:0;background:var(--primary-dark);color:#FFFFFF;padding:9px 14px;z-index:70;border-radius:var(--r)}
.skip:focus{left:8px;top:8px}
.eyebrow{font-family:var(--fd);font-weight:600;font-size:12px;letter-spacing:.17em;text-transform:uppercase;color:var(--accent-deep);margin:0}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;font-family:var(--fd);font-weight:700;font-size:16px;padding:15px 28px;border-radius:var(--r);border:2px solid transparent;text-decoration:none;cursor:pointer;transition:background .15s,border-color .15s}
.btn-primary{background:var(--primary);color:var(--cta-text,#FFFFFF);border-color:var(--primary)}
.btn-primary:hover{background:var(--primary-dark);border-color:var(--primary-dark)}
.btn-ghost{background:transparent;color:var(--primary);border-color:var(--primary)}
.btn-ghost:hover{background:var(--accent-tint)}

/* header - wordmark centred and reversed out on the dark hero, ridgeline mark beneath, nav right */
.mast{position:absolute;top:0;left:0;right:0;z-index:6}
.mast-in{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;gap:14px;min-height:88px;position:relative}
.brand{grid-column:2;justify-self:center;display:inline-flex;flex-direction:column;align-items:center;gap:7px;text-decoration:none;color:#FFFFFF}
.wm{font-family:var(--fd);font-weight:700;font-size:25px;letter-spacing:-.004em;line-height:1;color:currentColor}
.wm b{font-weight:700;color:#E3A251}
.mark{width:118px;height:18px;flex:0 0 18px;color:currentColor}
.mast-end{grid-column:3;justify-self:end;display:flex;align-items:center;gap:14px}
.nav{display:flex;align-items:center;gap:24px}
.nav a{font-family:var(--fd);font-weight:600;font-size:15px;color:#E6EDE3;text-decoration:none;padding:5px 0;border-bottom:2px solid transparent}
.nav a:hover{border-bottom-color:var(--accent)}
.nb{display:none;width:44px;height:44px;border:1px solid rgba(255,255,255,.45);background:rgba(17,26,18,.35);border-radius:var(--r);flex-direction:column;justify-content:center;align-items:center;gap:5px;cursor:pointer;padding:0}
.nb span{display:block;width:19px;height:2px;background:#FFFFFF;border-radius:2px}
.sub .mast{position:static;background:var(--bg);border-bottom:1px solid var(--line)}
.sub .brand{color:var(--primary)}
.sub .wm b{color:var(--accent-deep)}
.sub .nav a{color:var(--ink)}
.sub .nb{border-color:var(--line);background:var(--card)}
.sub .nb span{background:var(--ink)}
@media(max-width:860px){
  .mast-in{min-height:76px}
  .nav{display:none;position:absolute;top:70px;right:0;min-width:210px;background:var(--card);border:1px solid var(--line);border-radius:var(--r);flex-direction:column;align-items:stretch;gap:0;padding:6px 0;box-shadow:0 20px 44px rgba(10,22,14,.26)}
  .nav.open{display:flex}
  .nav a{padding:12px 18px;border:0;border-top:1px solid var(--line);color:var(--ink)}
  .nav a:first-child{border-top:0}
  .nav a:hover{border-bottom-color:transparent;background:var(--accent-tint)}
  .nb{display:inline-flex}
  .wm{font-size:22px}
  .mark{width:100px;height:15px;flex:0 0 15px}
}

/* hero - ridgeline photo under a uniformly deep green-ink veil, white card on it */
.hero{position:relative;overflow:hidden;padding:100px 0 70px;background:var(--primary-dark);color:#FFFFFF}
.hero-bg{position:absolute;inset:0;margin:0}
.hero-bg img{width:100%;height:100%;object-fit:cover;object-position:center}
.hero-veil{position:absolute;inset:0;background:linear-gradient(180deg,rgba(13,27,17,.90) 0%,rgba(18,46,28,.87) 44%,rgba(12,24,16,.92) 100%)}
.hero-in{position:relative;z-index:1;text-align:center}
.hero-eyebrow{display:inline-flex;flex-wrap:wrap;justify-content:center;align-items:center;gap:9px;font-family:var(--fd);font-weight:600;font-size:12px;letter-spacing:.17em;text-transform:uppercase;color:#DCE6DB;margin:0 0 18px}
.hero-eyebrow i{width:5px;height:5px;border-radius:50%;background:var(--accent);display:inline-block}
.form-card{width:100%;max-width:var(--card-max,840px);margin:0 auto;background:var(--card);border-radius:var(--r);box-shadow:0 28px 66px rgba(6,18,10,.42);padding:22px 24px 18px;text-align:left}
.form-card__head{padding-bottom:14px;border-bottom:2px solid var(--accent)}
.form-card__head h2{font-size:25px;letter-spacing:-.008em}
.form-card__head p{margin-top:6px;color:var(--muted);font-size:14.5px;line-height:1.45}
.form-host{margin-top:16px}
.form-card__trust{margin-top:14px;padding-top:12px;border-top:1px solid var(--line);font-size:12.5px;line-height:1.5;color:var(--muted);text-align:center}
:root{--card-max:840px;--cta-text:#FFFFFF}#storefrontloans_apply_form{min-height:0!important}#storefrontloans_apply_form>h4{position:static!important;top:auto!important;padding:34px 0 0!important;margin:0!important;text-align:center}#storefrontloans_apply_form>img{position:static!important;top:auto!important;display:block;margin:12px auto 40px!important}#storefrontloans_apply_form .bg_holder{padding-bottom:24px!important}#storefrontloans_apply_form .button_back_area{margin-top:0!important;height:auto!important;min-height:0!important}.form-host{min-height:172px!important;text-align:left}
.ticks{display:flex;flex-wrap:wrap;justify-content:center;gap:12px 30px;margin:26px auto 0;padding:0;list-style:none;max-width:880px}
.ticks li{display:inline-flex;align-items:center;gap:9px;font-family:var(--fd);font-weight:600;font-size:14.5px;color:#EAF1E8}
.ticks svg{width:18px;height:18px;flex:0 0 18px}
.hero-h1{font-size:clamp(31px,4.6vw,50px);letter-spacing:-.014em;max-width:880px;margin:36px auto 0;color:#FFFFFF}
.hero-sub{max-width:680px;margin:15px auto 0;font-size:17.5px;color:#DCE6DB}
@media(max-width:600px){
  .hero{padding:88px 0 50px}
  .form-card{margin-left:calc(50% - 50vw + 4px);margin-right:calc(50% - 50vw + 4px);width:auto;max-width:none;padding:18px 15px 15px}
  .form-card__head h2{font-size:22px}
  .ticks{display:grid;grid-template-columns:1fr 1fr;gap:11px 14px;justify-items:start;margin-top:22px}
  .ticks li{font-size:13.5px;text-align:left}
  .hero-eyebrow{font-size:11px;letter-spacing:.12em;gap:7px;margin-bottom:15px}
  .hero-h1{margin-top:28px}
  .hero-sub{font-size:16.5px}
}

/* recognition strip - its own highlighted band, ridge marks receding in tone */
.recog{background:var(--accent-tint);border-top:1px solid var(--rule);padding:74px 0 78px}
.recog h2{font-size:clamp(26px,3.3vw,38px);margin-top:10px;letter-spacing:-.012em;max-width:760px}
.recog-list{list-style:none;margin:28px 0 0;padding:0;max-width:840px;border-top:1px solid var(--rule)}
.recog-list li{display:flex;gap:16px;align-items:flex-start;padding:16px 2px;border-bottom:1px solid var(--rule);font-family:var(--fd);font-weight:600;font-size:clamp(19px,2.4vw,25px);line-height:1.3;color:var(--ink)}
.recog-list svg{width:24px;height:13px;flex:0 0 24px;margin-top:.42em}
.recog-close{margin-top:30px;display:flex;flex-wrap:wrap;gap:20px 36px;align-items:center;justify-content:space-between}
.recog-close p{max-width:640px;font-size:16.5px;color:var(--text)}
@media(max-width:600px){.recog{padding:58px 0 62px}.recog-list li{gap:12px;padding:14px 0}.recog-list svg{width:20px;flex:0 0 20px}.recog-close .btn{width:100%}}

/* how it works - three terraced steps, each inset further right on a deeper green tint */
.hiw{padding:86px 0 82px}
.sec-head{max-width:740px}
.sec-head h2{font-size:clamp(28px,3.6vw,41px);margin-top:10px;letter-spacing:-.014em}
.sec-head>p{margin-top:13px;color:var(--muted);font-size:17px}
.terrace{list-style:none;margin:34px 0 0;padding:0}
.terrace li{border-radius:var(--r);padding:24px 26px 22px;margin-top:14px;display:grid;grid-template-columns:58px minmax(0,1fr);gap:6px 18px;align-items:start}
.terrace .t1{background:#E7EDE4}
.terrace .t2{background:#D5E1D3;margin-left:64px}
.terrace .t3{background:#BFD3BD;margin-left:128px}
.terrace .tnum{grid-row:span 2;font-family:var(--fd);font-weight:700;font-size:15px;letter-spacing:.14em;color:var(--primary);padding-top:5px}
.terrace h3{font-size:22px;letter-spacing:-.008em}
.terrace p{margin-top:8px;color:var(--text);font-size:16.5px;max-width:620px}
.terrace .tout{grid-column:2;margin-top:14px;font-family:var(--fd);font-weight:600;font-size:13px;letter-spacing:.09em;text-transform:uppercase;color:var(--primary);line-height:1.5}
.terrace .tout::before{content:"";display:inline-block;width:9px;height:9px;border-radius:50%;background:var(--accent);margin-right:10px;vertical-align:1px}
@media(max-width:760px){
  .hiw{padding:60px 0 56px}
  .terrace li{grid-template-columns:44px minmax(0,1fr);gap:4px 14px;padding:20px 18px}
  .terrace .t2{margin-left:16px}
  .terrace .t3{margin-left:32px}
  .terrace h3{font-size:20px}
}

/* why - deep forest band, white at 10.2:1, with the receding-ridgeline artwork */
.why{background:var(--primary);color:#FFFFFF;padding:88px 0;overflow:hidden}
.why-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:58px;align-items:center}
.why .eyebrow{color:#EFC48A}
.why h2{color:#FFFFFF;font-size:clamp(28px,3.6vw,41px);margin-top:10px;letter-spacing:-.014em}
.why-lead{margin-top:14px;color:#DCE6DB;font-size:16.5px;max-width:520px}
.trio{list-style:none;margin:28px 0 0;padding:0;border-top:1px solid rgba(220,230,219,.28)}
.trio li{display:grid;grid-template-columns:36px minmax(0,1fr);gap:14px;padding:19px 0;border-bottom:1px solid rgba(220,230,219,.28)}
.trio b{font-family:var(--fd);font-weight:700;color:#EFC48A;font-size:13px;letter-spacing:.1em;padding-top:5px}
.trio h3{color:#FFFFFF;font-size:19px}
.trio p{margin-top:6px;color:#DCE6DB;font-size:15.5px}
.art{width:100%;border-radius:var(--r)}
@media(max-width:900px){.why{padding:60px 0}.why-grid{grid-template-columns:minmax(0,1fr);gap:34px}.art{max-width:540px;margin:0 auto;order:2}}

/* statement band - the ridgeline photo carries one line */
.sband{position:relative;overflow:hidden;background:var(--ink);color:#FFFFFF}
.sband-img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center}
.sband-veil{position:absolute;inset:0;background:linear-gradient(90deg,rgba(12,26,17,.93) 0%,rgba(14,32,20,.86) 48%,rgba(16,38,24,.42) 100%)}
.sband-in{position:relative;z-index:1;padding:98px 0;max-width:620px}
.sband .eyebrow{color:#EFC48A}
.sband h2{color:#FFFFFF;font-size:clamp(28px,4vw,44px);margin-top:12px;letter-spacing:-.014em}
.sband p{margin-top:16px;font-size:17px;color:#DCE6DB;max-width:520px}
.sband-link{display:inline-flex;align-items:center;gap:9px;margin-top:26px;font-family:var(--fd);font-weight:700;font-size:15.5px;color:#EFC48A;text-decoration:none;border-bottom:2px solid rgba(239,196,138,.5);padding-bottom:3px}
.sband-link:hover{border-bottom-color:#EFC48A}
@media(max-width:760px){.sband-veil{background:linear-gradient(180deg,rgba(12,26,17,.92) 0%,rgba(14,32,20,.88) 100%)}.sband-in{padding:62px 0;max-width:none}}

/* faq - a simple bordered stack; the open row deepens to the tint */
.faq{padding:86px 0 82px}
.faq-stack{margin-top:30px;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;background:var(--card)}
.frow{border-top:1px solid var(--line)}
.frow:first-child{border-top:0}
.frow>summary{list-style:none;cursor:pointer;display:flex;align-items:center;justify-content:space-between;gap:18px;padding:18px 22px;transition:background .15s}
.frow>summary::-webkit-details-marker{display:none}
.frow>summary:hover{background:var(--accent-tint)}
.frow>summary:focus-visible{outline:2px solid var(--primary);outline-offset:-3px}
.frow summary h3{font-size:18.5px;line-height:1.35;font-weight:600}
.fmark{position:relative;width:15px;height:15px;flex:0 0 15px}
.fmark::before,.fmark::after{content:"";position:absolute;background:var(--primary);border-radius:2px}
.fmark::before{left:0;top:6.5px;width:15px;height:2px}
.fmark::after{left:6.5px;top:0;width:2px;height:15px;transition:opacity .15s}
.frow[open]{background:var(--accent-tint)}
.frow[open]>summary{background:var(--tint1)}
.frow[open] .fmark::after{opacity:0}
.fans{padding:2px 22px 20px}
.fans p{color:var(--text);font-size:16px;max-width:780px}
@media(max-width:600px){.faq{padding:58px 0 56px}.frow>summary{padding:16px 16px}.frow summary h3{font-size:17px}.fans{padding:2px 16px 18px}}

/* closing cta */
.close{background:var(--tint1);border-top:1px solid var(--rule);padding:76px 0}
.close-in{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:26px 48px;align-items:center}
.close h2{font-size:clamp(28px,3.6vw,41px);margin-top:10px;letter-spacing:-.014em}
.close p{margin-top:12px;color:var(--text);max-width:580px}
@media(max-width:760px){.close{padding:56px 0}.close-in{grid-template-columns:minmax(0,1fr)}.close .btn{width:100%}}

/* footer */
.foot{background:var(--foot-bg);color:var(--foot-text);padding:64px 0 40px;font-size:14px}
.foot-top{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:24px 40px;align-items:start;padding-bottom:26px;border-bottom:1px solid rgba(207,218,205,.16)}
.foot .brand{align-items:flex-start;color:#FFFFFF}
.foot .wm b{color:var(--foot-link)}
.foot-line{margin-top:12px;color:var(--foot-dim);max-width:520px;font-size:14.5px}
.foot a{color:var(--foot-link)}
.foot-mail{font-family:var(--fd);font-weight:700;font-size:15.5px;text-decoration:none;border-bottom:1px solid rgba(227,162,81,.55);padding-bottom:2px;white-space:nowrap}
.foot-mail:hover{border-bottom-color:var(--foot-link)}
.foot-nav{display:flex;flex-wrap:wrap;gap:8px 22px;margin-top:20px}
.foot-nav a{font-family:var(--fd);font-weight:600;font-size:14.5px;color:var(--foot-text);text-decoration:none;border-bottom:1px solid transparent}
.foot-nav a:hover{border-bottom-color:var(--foot-link);color:var(--foot-link)}
.legal-links{margin:20px 0 0;padding:0}
.legal-links a{color:var(--foot-text);text-decoration:none;font-family:var(--fd);font-weight:600;font-size:14px;border-bottom:1px solid rgba(207,218,205,.3)}
.legal-links a:hover{color:var(--foot-link);border-bottom-color:var(--foot-link)}
.disc{margin-top:22px;padding-top:22px;border-top:1px solid rgba(207,218,205,.16)}
.disc p{color:var(--foot-dim);font-size:13px;line-height:1.6;margin:0 0 10px}
.disc b,.disc strong{color:#FFFFFF;font-weight:700}
.disc a{color:var(--foot-link)}
@media(max-width:760px){.foot{padding:52px 0 34px}.foot-top{grid-template-columns:minmax(0,1fr)}}

/* subpage prose - how it works, contact, privacy, terms, unsubscribe, do not sell, 404 */
.sub main{background:var(--bg)}
.prose{max-width:720px;padding:54px 20px 86px}
.prose h1{font-size:clamp(31px,4.4vw,44px);letter-spacing:-.016em}
.prose p.updated,.prose .updated{margin-top:10px;font-family:var(--fd);font-weight:600;font-size:12.5px;letter-spacing:.15em;text-transform:uppercase;color:var(--accent-deep)}
.prose h2{font-size:23px;margin-top:40px;padding-top:22px;border-top:1px solid var(--line);letter-spacing:-.01em}
.prose h3{font-size:19px;margin-top:26px}
.prose p{margin-top:14px;line-height:1.7}
.prose ul,.prose ol{margin:14px 0 0;padding:0 0 0 22px}
.prose ul>li,.prose ol>li{margin-top:8px;line-height:1.65;padding-left:4px}
.prose ul>li::marker{color:var(--accent)}
.prose strong{color:var(--ink);font-weight:700}
.prose a{color:var(--accent-deep);text-decoration:underline;text-underline-offset:3px}
.prose a.btn,.prose .btn{margin-top:22px;margin-right:10px;text-decoration:none}
.prose a.btn.btn-primary{color:var(--cta-text,#FFFFFF);background:var(--primary);border-color:var(--primary)}
.prose a.btn.btn-ghost{color:var(--primary);background:transparent;border-color:var(--primary)}
.prose table{width:100%;border-collapse:collapse;margin-top:16px}
.prose th,.prose td{border:1px solid var(--line);padding:10px 12px;text-align:left;font-size:15.5px}
.prose th{background:var(--accent-tint);font-family:var(--fd);font-weight:700;color:var(--ink)}

.legal-links{display:flex;flex-wrap:wrap;gap:.5rem 1.25rem}.disc p{font-size:.8rem;line-height:1.55}.cmp-modal{display:none;position:fixed;inset:0;z-index:90;background:rgba(10,14,20,.6);padding:30px 14px;overflow:auto}.cmp-modal.is-open{display:block}body.cmp-modal-open{overflow:hidden}.cmp-modal-card{max-width:860px;margin:0 auto;background:var(--card);color:var(--ink);border-radius:var(--r);box-shadow:0 30px 80px -30px rgba(0,0,0,.6)}.cmp-modal-head{position:sticky;top:0;background:var(--card);display:flex;justify-content:flex-end;padding:10px 12px;border-bottom:1px solid var(--line);border-radius:var(--r) var(--r) 0 0}.cmp-modal-close{border:0;background:var(--accent-tint);width:36px;height:36px;border-radius:9px;font-size:1.25rem;cursor:pointer;color:var(--ink)}.cmp-modal-body{padding:6px 24px 30px}.cmp-modal-body .prose{max-width:none}.cmp-modal-loading{padding:40px;text-align:center;color:var(--muted)}.unsub-card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:26px 22px;margin:22px 0}.unsub-card__title{margin:0 0 6px;font-family:var(--fd);font-size:1.35rem}.unsub-card__sub{margin:0 0 18px;color:var(--muted)}.unsub-field{margin:0 0 14px}.unsub-field label{display:block;font-weight:600;font-size:.92rem;margin:0 0 6px}.unsub-field .opt{font-weight:400;color:var(--muted);font-size:.8rem;margin-left:8px}.unsub-field .req{color:var(--accent-deep)}.unsub-field input,.unsub-field select{width:100%;box-sizing:border-box;min-height:48px;padding:10px 14px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);font:inherit;font-size:1rem}.unsub-field input:focus,.unsub-field select:focus{outline:2px solid var(--accent);outline-offset:1px}.unsub-field__hint{margin:6px 0 0;font-size:.8rem;color:var(--muted)}.unsub-form__submit{display:inline-block;min-height:48px;padding:12px 22px;border:0;border-radius:999px;background:var(--accent-deep);color:#fff;font:inherit;font-weight:700;cursor:pointer}.unsub-form__submit:disabled{opacity:.6;cursor:wait}.unsub-form__legal{font-size:.8rem;color:var(--muted);margin:12px 0 0}.unsub-msg{display:none;border-radius:10px;padding:12px 14px;margin:0 0 14px;font-size:.95rem}.unsub-msg--error{background:#FDECEC;color:#8A1F1F}.unsub-msg--error.is-visible{display:block}.unsub-msg--success{background:var(--accent-tint);color:var(--ink)}.unsub-card.is-success .unsub-form,.unsub-card.is-success .unsub-card__sub{display:none}.unsub-card.is-success .unsub-msg--success{display:block}